Monthly Archives: September 2017

Save and Cut Debts with the Freedom Debt Relief Plan

Published / by WT23

Adjusting to a new school term after a long holiday can be challenging. You have to start preparing for the new term in advance. For starters, always ensure you have a list of all you need including the schedule from the school. Most schools offer parents a list of the essential required when the schools reopen.

At times, the lists are usually similar to those provided in the previous years. Budgeting in advance for the academic term gives you peace of mind. Be sure to list goals in your budget as they guide your spending and make it more meaningful. Desist from shopping in advance; instead, take advantage of the back to school offers that are premiered just when schools are about to open.

By doing so, you will save a lot. Before any purchase, outline the things that are a priority such as the classroom tools, meals, uniforms amongst others. Once you take care of the supplies, create a schedule that will guide you through the term. As a parent, make the most out of the orientations to understand the school and interact with the teachers. Before the school reopens, ensure your kids have cleared homework and get as much sleep as possible.

Just like in a new school term, budgeting and financial planning is an important aspect of life. Most people create short-term and long-term goals to guide their spending and to improve their lives. The Freedom Debt Relief organization helps you plan these goals by ensuring that you have enough savings and that your income is not tied up in debts. With programs running for between 24 to 48 months, the Freedom Debt Relief company offers a personalized plan to help you cut down your spending.

You will work with a certified counselor and a detailed plan that allows you to monitor your progress. The company also works directly with creditors and can negotiate the payments and debt. After the 30th, 60th and 90th day you will receive regular updates from Freedom Debt Relief. The journey to a debt free life requires commitment, hard work, and persistence.

Visit Freedom Debt Relief’s Facebook Page:

Financial Services with Good Old Southern Hospitality

Published / by WT23

On November 7, 2016, community-banking stakeholders came together as they do every year. This was a particularly important event for Nexbank because the President and CEO was a panelist at the Texas Bakers Association’s 5th Annual Strategic Opportunities and M& A Conference. The fete was held in Louisiana to discuss re-invention of community banking with a perspective on competing by innovation. John Holt’s participation in this discussion was a moment of pride for the Dallas based bank. It is a popular forum for industry players to share ideas on the key opportunities and challenges that prevail in community banking. The panel explores M&A activities as well as organic growth and branching.

The Crux of the Matter

As of 30th June 2017, Nexbank had an asset portfolio of $6.4 billion. This success is attributed to the people, from the guard at the door to the executives upstairs. The leadership at Nexbank holds a wealth of management and leadership experience. The company boasts a rare combination of industry expertise and a customer centered approach to operation. The company provides financial services to corporate and institutions as well as individual clients.

Experts Who Care for the People

In September 2016, the company collaborated with Dallas Neighborhood Homes to provide low-cost housing. Nexbank would avail up to $50 Million in loans. In 2016-2017 school year, Nexbank impacted the lives of about 1600 students in low to moderate income areas. The company sponsored a financial literacy instructor based program in 12 schools at no cost to the schools.

They also partnered with a technology company in a bid to bring financial concepts to life by use of the latest simulation and gaming technology. Nexbank is a top notch institution propped on pillars of customer service and professionalism. Aside from this, it is a company that cares deeply about the community in which they work.

Luiz Carlos Trabuco Says Growth Is Secondary, But Is He Just Being Coy?

Published / by WT23

For better or worse, Latin America has often followed a version of capitalism that has been far more friendly towards outright monopolies than anything that has been allowed in the United States or other first-world countries. While it is easy to quickly rush to judgement, citing all of the bad outcomes of such economic models, in countries that have not yet developed, there have been some real benefits to the introduction of modernity through various monopolistic enterprises.

In Mexico, Telefonos Mexicanos, Telmex for short, has been the hard-monopoly of consumer communications and internet for the better part of 30 years. While Mexicans still pay higher prices than some other countries for things like local phone calls and internet, the company has also been able to successfully spread modern communications throughout nearly the entire country, which, as late as the 1970s, had entire towns with no phone service. Similar patterns can be seen with other monopolistic enterprises over the history of Latin America, such as the United Fruit Company and ITT. In all cases, the monopolies are not ideal. But they brought modernity to areas that were oftentimes still nearly as primitive as they had been in the pre-Columbian era.

It is in this backdrop of less-than-ideal but necessary monopolies that we turn to Bradesco and its CEO and president Luiz Carlos Trabuco. Mr. Trabuco has been extremely careful, since taking the top slot of the company, not to make any statement to the effect that he is primarily concerned with creating a nation-wide banking monopoly. But it is clear from both the actions of his company and the stakes involved that Bradesco is fighting, tooth and nail, to become the uncontested leader in Brazilian banking.

According to Crunchbase, Trabuco is on record stating that he does not view growth as a primary motivator for his strategic decisions. However, he has also seemingly contradicted this, stating on numerous occasions that the right acquisitions could accomplish the same level of growth in the time it takes to sign a few documents as would be possible with five to ten years of organic growth. The fact that Trabuco has made growing the company through acquisitions a centerpiece of his strategy as CEO also lends weight to the idea that he gives the growth of his company high priority, if not primacy.


And the stakes could not be higher. The hyper-competitive Brazilian banking market has created a super-consolidated industry, now completely dominated by two players, Itau Unibanco and Bradesco. As it stands now, the two banks are roughly equal in size and influence. But this arrangement may not be stable. Both banks have enormous incentive to eliminate the other as a serious competitor on the national scene. And whoever wins will enjoy a virtual monopoly over the entire country’s banking market.

But the emergence of a monopoly in banking may not be as bad as some may at first suppose. The hyper-competitive Brazilian banking space has led to lower profits for all firms. It has also arguably led to a stagnation of development of some of the country’s disadvantaged regions, as banks have struggled to remain profitable in even the largest markets over the last decade.

The emergence of a single monopoly could finally allow a return of genuine profitability to the Brazilian banking market, freeing up lending and investment capital for development of some of the country’s struggling regions. The individual shareholders of the respective banks would also stand to benefit enormously, if either one were able to decisively lock down the entire country’s banking market.

Luiz Carlos Trabuco, for his part, seems to be doing everything he can to make Bradesco the country’s undisputed dominant bank, even if he won’t freely admit it.

Learn more about Luis Carlos Trabuco:

How CEO Sheldon Lavin Put Food Company OSI Group On The Map

Published / by WT23

There is not necessarily a position that can prepare you to be a capable Chief Executive Officer. Most people who fill this critical role in a corporation’s leadership structure have qualifications such as previous leadership experience, a good sense of how to develop strategy and solve big picture problemS and the ability to learn as they go in tense situations. Sheldon Lavin, the Chief Executive Officer of a company that is known as the OSI Group has all of thesequalities in droves.

OSI Group is a global corporation that supplies critical food products to a wide variety of businesses and brands. OSI Group started out as a company that largely provided supplies to the international fast food chain McDonalds however under the leadership of its current Chief Executive Officer Sheldon Lavin the company was able to grow beyond that point and take its expertise to other businesses and marketplaces. Under Sheldon Lavin’s capable leadership OSI Group has grown to be an international food company that employs 20,000 people across the world but the OSI Group did not start out this way. Before Sheldon Lavin assumed the role of Chief Executive Officer OSI Group was a company that was known as Otto and Sons that Sheldon Lavin worked with as a consultant.

As a consultant Sheldon Lavin helped the company grow and take on an important role as a regional supplier for McDonald’s restaurants that were located in the Mid-west at the time. Eventually Sheldon took on a more involved role in the company and he became a full-time staff member as the company transitioned from being a family business to a large corporation with a global reach. Before Lavin came to OSI Group he worked as a banker in the world of financial services.

As a global company OSI Group has offices in countries such as the Southeast Asian nation of India. In 2016 the India World Vision Academy recognized Sheldon Lavin for his professional excellence with a Global Visionary Award. The Global Visionary Award is given to high-achieving individuals whose work and life can serve as an inspiration to the next generation of movers and shakers. The OSI Group has around eight offices that are based in India.

About Sheldon Lavin:

New Exciting Plans for The Brown Modeling Agency

Published / by WT23

Wilhelmina Austin has acquired Heyman-Talent south which has now launched as the Brown Agency. She has plans to strengthen the brand and make it the only full-service modeling and talent agency in the region.

About The Brown Agency

The Brown Agency established itself in Austin Texas with a goal and vision to establish a model and talent agency yet unseen in Austin. It’s been quite a successful journey since the Genesis of The Brown Agency.

They’re the most talked about model and talent agency to date. But, in case you haven’t actually heard the name, we can guarantee that you’ve seen the models. That’s because the Brown Agency models have worked with some of the most powerful brads in the world. To name a few: Louis Vuitton, Toyota and L’Oreal. This is only scratching the tip of the iceberg with literally thousands of companies they’re still currently affiliated with.

The Brown Agency has a very strong motto according to the CEO: ” We are only as good as our talent”. They are always scouting the best of the best and they settle for nothing less than.

About Brown Modelling Agency in Austin Texas

The Brown Modelling Agency has a regular open call to the best talent in and around the Austin Texas area. If there’s someone that believes they’re the right fit to be a Brown Super star, then they can show up every Thursday between 3 and 4pm. Bring good pictures, they do not have to be professional; and a resume if one is available; it is not necessary. If the participant can’t come in person at those times then this can be done online. Just fill out the form on the Brown Agency blog. Visit

For Talent Scouts

There’s a great chance to catch the best talent in the area at the Brown Modelling Agency. Just go to the select bookings to view the top talent the Brown Modelling agency currently has. It’s the agency to go to in confidence. Companies can count on the talent they hire coming from Brown and they’re proud of it.


The Inspiration of Greg Secker to Enter The Trading Business

Published / by WT23

Greg Secker is a very successful entrepreneur. However, one very important aspect of his success is where he has started. Greg Secker has started as a trader. One of the reasons that he was into trading is that he has seen that a lot of people have trouble with various aspects of trading. One aspect of trading that they have trouble with is getting started. For one thing, a lot of brokers require their users to have a certain amount of money which is often more than people can afford. Another issue is that many people have no idea on what to expect. Therefore, they often get wiped out when they start.

Fortunately, there is a successful trader who is willing to educate people on all of the different aspects of trading and help them make better choices. His name is Greg Secker. He is a success businessman and philanthropist. He has not only become successful as a trader, but has also developed a passion for helping people manage the markets that they trade in so that they can make winning trades. In order to achieve this, he has learned things about the market himself and has built a website that has information on the markets that people can use to their advantage.

Greg Secker wants people to have the greatest advantage possible when they enter the trading markets. As people become more educated about the market, they improve their advantages. This is one of the reasons that Greg Secker makes sure that they have a source to learn from. This enables people to make a fortune and bring changes to their life with very low risk levels. After all, one of the dreams that people have is to make a fortune. The trading markets are some of the strongest vehicles for making a fortune.