Monthly Archives: October 2016

A Preview into the Structure and Benefits of Medicare Advantage Plans

Published / by WT23

Medicare Advantage is a U.S. health insurance program. The program is made up of parts A and B, which represent distinct rights and benefits. Part A caters for in-patient services including those offered by surgeons and physicians. There is a slight difference with part B Medicare Advantage as this package offers payments to both surgeons and physicians on top of other medically necessary outpatient services. Unlike Original Medicare which is processed through Medicare and Medicaid Services, Medicare Advantage is processed through commercial insurance companies.

History and overview
For more than five decades, Medicare has been offering support to beneficiaries through private health plans, which work as an alternative to Original Medicare. Those who enroll for a Medicare Advantage plan receive a certain monthly payment submitted through a bidding process. The Medicare Advantage plan also comes with a benefits package that covers all things that Medicare caters for, but in different ways.

Plans that demand high out-of-pocket costs can offer lowered copayments like doctor visits. The overall out-of-pocket limit for all Medicare plans should be nothing more than $6,700 annually and once this maximum is attained, the individual should receive 100 percent services with no further liability for the remaining period of time.

Read more: Daniel E. Straus, CEO & Chairman of CareOne, InnovaCare Health

InnovaCare: Redefining managed healthcare services
InnovaCare is a premier provider of Medicare and Medicaid Advantage plans that are aimed at enhancing sustainability and cost-effectiveness. The system is fully-integrated with modern technologies and serves thousands of members. InnovaCare holds patients as their most valuable asset, reason the company has remained strong and relevant in the market for many years.

InnovaCare works through two avenues, which include Medicare Advantage Programs and Provider Networks. This helps to increase choices among patients and allows for streamlined access to services in various areas. InnovaCare also establishes sustainable models that are well coordinated and driven by the need to achieve quality. The company has also maintained a strong relationship with both patients and providers, thereby enhancing quality of life and offering healthier outcomes. InnovaCare Health practices are steered by quality care, efficiency and leading physicians.


* Dr. Richard Shinto, M.D., MBA
Dr. Rick Shinto is the current Chief Executive Officer and President of InnovaCare. He boasts of prior experience in the industry as he also worked as the CEO of Aveta Inc., from 2008 to 2012. He continues to lead InnovaCare Health Plans in Puerto Rico.

* Penelope Kokkinides
Penelope Kokkinides is the current Chief Administrative Officer of InnovCare. Before rejoining the company in June 2015, she had served as the CEO of InnovaCare Inc. She enjoys more than 20 years experience in the healthcare sector and most of her accomplishments have been through the enhancement of provision of quality healthcare services and products.

Visit for more information about InnovaCare Health.

FreedomPop Helps Everyone Get In Touch Easier

Published / by WT23

FreedomPop is an inexpensive cell phone company that has made all its bones on making sure that people can get cheaper phones with as little effort as possible. It is much easier for people to come to FreedomPop for a new phone, and they will learn that the company can help people far more than ever before. They will give people a very cheap kind of phone to use, and they will make the plan free in some cases. Someone who uses the FreedomPop phones for less money can go with a free plan, and they can still get a smartphone that will be much easier to use on the whole.

FreedomPop has been expanding its networks as much as they can as they raise money. They know that the customer wants to have as much coverage they can get, and the only way to do that is to make their networks larger. They are charging less money because they are raising money to keep costs low and offer more network connectivity. FreedomPop does have free customers, but they also have people on graduated plans who are spending just a small amount of money every month on their cell phone.

The customer who comes to FreedomPop looking for a much cheaper phone will get all that they need from any phone they pick. They can get minutes and data pretty easily, and they can use a plan that does not cost them any money at all. These phones are a very useful resource for people who need to have a better place to talk on the phone, and the company wants to keep reaching new people by using the most basic of phone plans. FreedomPop users can pay more if they need to, or they can use the free plan without any problem.

Learn more from this review of FreedomPop

The Growth Mindset Is A Philosophy Of Class Dojo To Help Improve Education For Students

Published / by WT23

Students need a certain amount of encouragement and engagement in their work in order to do well and succeed. Confidence is a key factor, but there are many students in schools today that have a low level of confidence and fear the school environment due to past experiences. Class Dojo is a company that is working to improve on this problem all across the world, as they want students to be able to succeed and learn in positive environments. They have created a learning platform for students that is designed to greatly improve communication for all parties involved in a student’s schooling. They also have growth mindset videos as part of their program to help teach students vital principles for going through school and life. Despite the program being a communication booster primarily, it is capable of vastly improving the atmosphere in schooling environments.


Since the company first launched the Class Dojo app, they have managed to become widely successful, and today their program is being used in more than 2/3 of all schools in the United States. The company even had the help of Stanford to see how their app and growth mindset videos were being received as well as how to improve on them. This process will greatly increase Class Dojo’s ability to bring a quality platform to the schooling environment. The growth mindset videos are also a way of helping increase the awareness of students and inspire them in the future. The videos are a series and are set to expand on each other as they go on, which will ultimately be determined by their success.

 Class Dojo brings many positives with their platform, and the videos are a bonus. They teach good principals to students and improve their confidence to learn in new ways. The videos also goes over an important aspect of school, which is communication. The better the communication between parents and their kids, the more positive the experience will be and the more courage students will have to learn. The app is completely free to all who wish to be involved, all that is needed is an invitation from an instructor. Nearly everyone can get involved as well because the platform supports 35 different languages and can be used on any device that has an internet connection.

An Entrepreneur with a Proven Record

Published / by WT23

Josh Verne has been an entrepreneur for over 20 years. He has two decades of experience and has started, grown, and led many businesses in a variety of industries. His current title is founder and CEO of FlockU. This is a mobile exchange for college students to reach one another. Through this, students can read and discuss a variety of topics from celebrities to politics to food. Students can add topics and give their input and be connected to others while doing so.

Josh Verne’s previous business ventures include which is a company that he founded and then sold. He also helped grow a family business into one of the largest and best-known furniture brands in all of North America.

Josh is a driven individual and he has a motto he lives by. “Vision is the art of seeing what is invisible to others.” He believes there is a reason why he sees something that others don’t see or why he has an idea that others have not had yet. He understands that not all visions or ideas are the best but he takes them and tries to make them a success. He believes that he is an underdog and knowing this, he surrounds himself with smart people. When you surround yourself with smart people, smart ideas are born.

Being in the game as long as he has, he has dealt with his fair share of naysayers and doubters. He does his best to not listen to anything negative. There are lots of people who offer ideas and advice and he tries to learn something from everyone who offers. Josh Verne will then take that advice and add his own twist.

Josh Verne does not believe in quitting. Not all ideas are good ones and not all ideas will be successful. Instead of quitting and stopping, Josh likes to pivot. He likes to make changes and switch things up and do what he can to be successful. Having the ability to be fluid and make changes as they are needed, is a huge key to success.

Josh Verne has been an entrepreneur for a long time. He has learned many tips and tricks along the way and many have paid off. With all of his success, it does not look like he is done anytime soon.

Find more valuable information on Josh Verne’s podcast here.


Choose Effective Keywords for Your Business

Published / by WT23

When building an SEO strategy that will get your webpage the best exposure possible one of the most important elements is going to be the choice of keywords that you decide to use. The right keywords can put you on the front page of Google searches and bring a lot of traffic to your website which is good news for your product or service. There are many factors that impact a “good” keyword from a “bad” one, and it takes a bit of research to understand the difference.

In the early days of the internet, the algorithms of the search engines were much easier to manipulate to gain free traffic. Some people used a practice called keyword stuffing or other “black hat “practices. Black hat refers to something that may be less than ethical but effective in getting the desired final result. These techniques were effective for a short time but Google is a pretty smart company and they continually change what they are looking for in order to provide people with the best search results. Now it is far better to mention a keyword in the title, in the first sentence of a page and then a few times sparingly throughout the page. It is far more beneficial to produce unique content that provides real value to people who visit your website.

If understanding what makes a keyword attractive to a consumer it is a good choice to hire a professional SEO company like White Shark to help guide you. The professionals at White Shark will help guide you through the maze that is keyword choices. It can be difficult to understand how to determine the average searches for a keyword and the competition that keyword has. Those two factors really lead to finding a good keyword for the purposes of your website. Long tail keywords, or short phrases or combinations of words often used together can be something that White Shark Media professionals can help you with. White Shark does a great job of providing an account contact to each client so that you will always speak with someone who understands your business, budget and goals for your SEO.

Nobody thinks about keywords when they first start the online portion of their business, but the drive for success is going to make the importance of keyword research and use firmly in your view. Having the best product or service in the world will not help you if nobody can find it when searching. Keywords are the directional beacons that will bring interested visitors to your business online. If you are running an Adwords campaign the keywords that are most popular are also the most expensive and they can kill an advertising budget. A good keyword company can help find the bargain keywords that have high searches but low competition for the business or niche that you are shooting to attract.

Fast Hair Styles

Published / by WT23

If you’re like most girls, there are times when you simply don’t have the time to do your hair the way you want it to look. Wengie has a few easy hairstyles that will get loose strands away from the face while giving a beautiful look for school or work.

One of the styles is a triple cascade. Stat by grabbing the top section of hair and tying it with a clear band. Make a hole in the middle of the hair just above the band. Tuck the ponytail into the hole that is created. This will create a beautiful pattern called a tuck. Grab the middle section of hair, tying it like you did the top part. Split in the middle again, and tuck the ponytail into the hole. Finally, do this with the lower portion of hair so that you have what appears to be a waterfall.

A fun look is the double tuck. This is similar to a ponytail, but it stands out from the head so that you have a little volume to the hair. Put your hair in a high ponytail to begin. Use a clear band tied in the ponytail a few inches down. Make a hole in the middle of the ponytail with your fingers, and pull the rest of the ponytail through the hole. This creates a tuck. Tie another section down, creating another tuck. It almost looks like there is a bow in the hair with the bands and the tucks that are created. This is a simple style that will keep the hair off the shoulders and out of the way while you’re exercising or studying.

Learn more about Wengie:

We Cover Everything At

Published / by WT23

If I want to know more about sports betting on college football teams, their track records and the money line? I go to There is more to just picking a team with a better record because upsets do happen. I hate losing. If I want to know the consensus data on what’s happening in Las Vegas, I go to has statistical analysis for betting fans like me on all games to increase my knowledge and participation. In addition to that, there are many things to do on If I am new to the betting scene, I should know a few things about the “ats”,”moneyline” and “over/under” line. There is something called “the ats line” and a number underneath it. For example(ats line -12 Michigan and +12 Iowa). This means Michigan is the favorite to win the game by at least 12 points. If I am betting the ats, Michigan must win better than 12 points or it is considered a push if they win exactly by 12 points. ATS means against the spread. The moneyline is much easier for me to win than the ats. For example if Michigan is the favorite to win the game, it would look like this (moneyline -427 Michigan and +363 Iowa). This bet can seem unattractive from any bettor’s standpoint because laying $100 on Michigan would mean getting back only $23 if they win. If I bet Iowa and they win, I would get back $363. The “over/under” line is the total combined score between the two teams. For example (55 over Michigan and 55 under Iowa). In addition to this, there will be numbers located next to it such as (55 over -115 55 under -105). So if Michigan beats Iowa by the score of 26-14, the combined scores would be 40. If I bet the 55 over -115, I would lose my money.

I like because they also cover sports betting on NCAAF odds for the National football league, Major League baseball, NCAA basketball, soccer, horse racing and more. I am able to talk about sports stuff in the forum and make friends. I can use articles to explain in precise detail how to increase my chances of winning money. I decided long ago that everything I’ll ever need is right here at I hope I covered everything.